Ad network receivables financing
Ad networks pay 15 to 60+ days after the month ends. We buy the ad revenue they owe you and pay you most of it now, for apps and games with ad monetization.
Revenue you’ve earned, paid before the platform pays
Ad networks pay publishers monthly on net terms: AppLovin on the 15th of the next month, AdMob around the 21st, Unity, Liftoff, InMobi and Digital Turbine within about 60 days. With longer terms, two or three months of ad revenue can be waiting at once. We buy those receivables and pay you most of it now.
Network payment policies: AppLovin · Google AdMob · Unity Ads · Liftoff · InMobi · Chartboost · Digital Turbine · Mintegral. More detail on the ad network payment terms page and the ad network payout schedule.
Minimum revenue: $30K per month across ad networks, stores and other platforms.
History: about 2–3 months of revenue visible in your App Store Connect, Google Play Console or ad-network accounts.
Data: read-only access to your ad-network and mediation dashboards. No SDK.
An advance of up to 150% of what the ad networks owe you, terms apply. The limit grows with your ad revenue.
Cost is set individually and charged for the actual days until the platform pays, so Net 15 revenue costs less to finance than Net 60.
The platform pays out on its normal schedule and the purchased receivables settle; there is no repayment schedule. Factoring, not a loan.
About 3 days after the terms are signed; about 8 days on average from first contact.
Four steps, no repayment schedule
- Share read-only data. Connect your store or ad-network accounts so we can see the payouts you are owed.
- Get an offer. We size the line to your receivables and send indicative terms, then a firm offer after a short review.
- Sign and get paid. Money arrives about 3 days after the terms are signed.
- The platform pays out. On its normal schedule, and the purchased receivables settle. You don’t make repayments.
- Monthly Unity Ads revenue (example)
- $100,000
- Payment terms
- Net 60
- Payouts outstanding in the calculator model
- 2 months
- Advance in the calculator model
- 90%
- Indicative receivables line
- $180,000
The calculator assumes about two months of payouts outstanding and an advance of 95% (App Store, Google Play) or 90% (ad networks), with an indicative fee of 2.0% per 30 days plus 0.7% for each further month. Illustrative only: real terms depend on your data and are set individually. It is not an offer.
Don’t wait for the payout date.
We buy your store and ad-network receivables and pay you upfront in about 3 days. Pricing counts only the actual days until the platform pays.
Questions, answered
What is ad network receivables financing?
We buy the earnings ad networks already owe you for past months and pay you most of it now, instead of waiting 15 to 60+ days for the network payout.
Which ad networks do you finance?
AppLovin, Unity Ads, ironSource, Mintegral, Meta Audience Network, AdMob, Liftoff, InMobi, Chartboost, Digital Turbine, Tapjoy and other networks with verifiable payouts.
Is it a loan?
No. It is receivables factoring: we purchase the receivables and they settle when the network pays out. No repayment schedule, no equity, no personal guarantee.
Who qualifies?
Apps and games with at least $30K per month in revenue and about 2–3 months of revenue visible in your App Store Connect, Google Play Console or ad-network accounts.
How fast is the money?
Funds arrive about 3 days after the terms are signed. It takes about 8 days on average from first contact to cash.