App Store & Google Play receivables financing
Apple pays within 45 days after each Apple fiscal month ends; Google pays from the 15th of the following month. We buy what the stores owe you and pay up to 95% now, so revenue you’ve earned can go back into growth.
Revenue you’ve earned, paid before the platform pays
Apple pays App Store proceeds within 45 days of the end of each Apple fiscal month, and Google starts Play payouts on the 15th of the following month. Until then, money you have already earned sits with the store. We buy those receivables and pay you most of it now.
Store payment policies: Apple: Overview of receiving payments · Google: Merchant payout schedule. Exact upcoming dates are in the Apple fiscal calendar and the Google Play payout schedule.
Minimum revenue: $30K per month from App Store, Google Play or both.
History: about 2–3 months of revenue visible in your App Store Connect, Google Play Console or ad-network accounts.
Data: read-only access to App Store Connect or Google Play Console. No SDK and no integration work.
Up to 95% of your App Store and Google Play receivables. The limit grows as your payouts grow.
Cost is set individually and charged for the actual days until the platform pays: an advance against a payout that arrives in 20 days costs less than one that arrives in 60.
The platform pays out on its normal schedule and the purchased receivables settle; there is no repayment schedule. Factoring, not a loan.
About 3 days after the terms are signed; about 8 days on average from first contact.
Four steps, no repayment schedule
- Share read-only data. Connect your store or ad-network accounts so we can see the payouts you are owed.
- Get an offer. We size the line to your receivables and send indicative terms, then a firm offer after a short review.
- Sign and get paid. Money arrives about 3 days after the terms are signed.
- The platform pays out. On its normal schedule, and the purchased receivables settle. You don’t make repayments.
- Monthly App Store revenue (example)
- $100,000
- Payouts outstanding in the calculator model
- 2 months
- Advance in the calculator model
- 95%
- Indicative receivables line
- $190,000
The calculator assumes about two months of payouts outstanding and an advance of 95% (App Store, Google Play) or 90% (ad networks), with an indicative fee of 2.0% per 30 days plus 0.7% for each further month. Illustrative only: real terms depend on your data and are set individually. It is not an offer.
Don’t wait for the payout date.
We buy your store and ad-network receivables and pay you upfront in about 3 days. Pricing counts only the actual days until the platform pays.
Questions, answered
What is App Store receivables financing?
We buy the App Store and Google Play proceeds that Apple or Google already owe you and pay you up to 95% of them now, instead of waiting for the store payout date.
Is it a loan?
No. It is receivables factoring: we purchase receivables under a factoring agreement and they settle when the store pays out. There is no repayment schedule, no equity and no personal guarantee.
Who qualifies?
Developers with at least $30K per month in store revenue and about 2–3 months of revenue visible in your App Store Connect, Google Play Console or ad-network accounts.
How much can I get?
Up to 95% of your App Store and Google Play receivables. The calculator gives an indicative line in about 30 seconds; a firm offer follows a short review of your data.
How fast is the money?
Funds arrive about 3 days after the terms are signed. It takes about 8 days on average from first contact to cash.
Does it work for Google Play as well?
Yes. Google Play receivables are financed the same way as App Store receivables.